Loan Options
VA Loans
VA loans are guaranteed by the U.S. Department of Veterans Affairs and offer meaningful benefits to eligible veterans, active-duty service members, and certain surviving spouses. We help eligible borrowers compare VA options.
Who it’s for
- Eligible veterans and active-duty service members
- Certain surviving spouses
- Eligible National Guard and Reserve members
What to know
- Eligibility
- Requires a VA Certificate of Eligibility.
- Down payment
- Low- or no-down-payment options may be available to those who qualify.
- Mortgage insurance
- No monthly mortgage insurance; a VA funding fee may apply.
- Property
- Owner-occupied primary residences.
Potential benefits
- Strong benefits for eligible service members and veterans
- No monthly mortgage insurance
- Flexible down-payment options for those who qualify
Things to weigh
- Limited to eligible borrowers with a Certificate of Eligibility
- A VA funding fee may apply
Program availability and qualification depend on your full application, credit, income, and property, and on lender guidelines. This information is general and not an offer or commitment to lend.
Explore other options