Loan Options
USDA Loans
USDA loans are backed by the U.S. Department of Agriculture to support homeownership in eligible rural and suburban areas. Eligibility depends on property location and household income; we help you check whether a USDA option fits.
Who it’s for
- Buyers in USDA-eligible rural and suburban areas
- Households within USDA income limits
- Buyers seeking low-down-payment options
What to know
- Location
- Property must be in a USDA-eligible area.
- Income
- Household income must be within USDA limits.
- Down payment
- Low- or no-down-payment options may be available to those who qualify.
- Property
- Owner-occupied primary residences.
Potential benefits
- Designed to support eligible rural and suburban buyers
- Low-down-payment options for those who qualify
Things to weigh
- Property-location and household-income eligibility apply
- Limited to owner-occupied primary residences
Program availability and qualification depend on your full application, credit, income, and property, and on lender guidelines. This information is general and not an offer or commitment to lend.
Explore other options