Loan Options
Refinance Options
Refinancing replaces your current mortgage with a new one. Depending on your goals, a refinance may help you change your loan term, adjust your structure, or access home equity. We compare options so you can decide what makes sense.
Who it’s for
- Homeowners looking to change their loan term or structure
- Borrowers considering accessing home equity
- Owners reviewing whether a refinance fits their goals
What to know
- Equity
- Available options depend on your home equity.
- Credit & income
- Qualification is based on credit, income, and the property.
- Goals
- Best option depends on what you want to accomplish.
Potential benefits
- May help you change your term or loan structure
- Cash-out options may let you access home equity
- We compare multiple scenarios for your goals
Things to weigh
- Refinancing has closing costs to weigh against the benefit
- Whether it makes sense depends on your specific situation
Program availability and qualification depend on your full application, credit, income, and property, and on lender guidelines. This information is general and not an offer or commitment to lend.
Explore other options