Loan Options
Conventional Loans
Conventional loans are not insured by a government agency and work well for many borrowers with established credit. As a brokerage, we shop conventional programs across our lender network to match your goals.
Who it’s for
- Buyers with established credit histories
- Primary residences, second homes, and some investment properties
- Borrowers who want to avoid government-program requirements
What to know
- Credit
- Generally suited to borrowers with established credit.
- Down payment
- A range of down-payment options may be available.
- Mortgage insurance
- May apply until you reach sufficient equity.
- Property
- Primary, second-home, and some investment properties.
Potential benefits
- Works for a wide range of buyers and property types
- Mortgage insurance can typically be removed once you reach sufficient equity
- We compare multiple conventional programs for you
Things to weigh
- Generally expects established credit
- Mortgage insurance may apply depending on your equity
Program availability and qualification depend on your full application, credit, income, and property, and on lender guidelines. This information is general and not an offer or commitment to lend.
Explore other options