HIRULENDING
Loan Options

Jumbo Loans

Jumbo loans finance amounts above conforming loan limits, for higher-value properties. Guidelines vary by program; we shop jumbo options across our network to fit your scenario.

Who it’s for
  • Buyers of higher-value or luxury properties
  • Borrowers financing above conforming loan limits
  • Buyers with strong credit and reserves
What to know
Credit
Generally expects strong credit and financial reserves.
Documentation
Typically requires fuller income and asset documentation.
Down payment
Down-payment expectations vary by program and qualification.
Property
Primary, second-home, and some investment properties.

Potential benefits

  • Finances higher-value properties above conforming limits
  • Multiple jumbo programs compared for you

Things to weigh

  • Generally expects strong credit and reserves
  • Often requires fuller documentation

Program availability and qualification depend on your full application, credit, income, and property, and on lender guidelines. This information is general and not an offer or commitment to lend.